Use the latest browser recommended by Microsoft
Get speed, security and privacy with Microsoft Edge
| Unit | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | |
|---|---|---|---|---|---|---|
| Regulatory capital to risk-weighted assets | % | 16.39 | 16.54 | 16.45 | 14.62 | 15.43 |
| Regulatory Tier 1 capital to risk-weighted assets | % | 12.67 | 12.62 | 12.65 | 9.98 | 10.35 |
| Nonperforming loans net of provisions to capital | % | 37.97 | 37.39 | 32.23 | 29.78 | 28.24 |
| Nonperforming loans to total gross loans | % | 11.16 | 11.10 | 10.13 | 9.78 | 9.50 |
| Loans to Residents | % | 95.36 | 95.45 | 95.13 | 95.31 | 95.01 |
| Sectoral distribution of total loans :Deposit-takers | % | 0.22 | 0.21 | 0.20 | 0.19 | 0.18 |
| Sectoral distribution of total loans :Central bank | % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sectoral distribution of total loans: Other financial corporations | % | 0.92 | 0.93 | 0.86 | 0.82 | 0.83 |
| Sectoral distribution of total loans :General government | % | 10.07 | 9.80 | 10.28 | 10.13 | 10.37 |
| Sectoral distribution of total loans :Nonfinancial corporations | % | 32.03 | 31.76 | 31.53 | 31.99 | 32.62 |
| Sectoral distribution of total loans :Other domestic sectors | % | 51.89 | 52.52 | 52.03 | 51.95 | 50.79 |
| Loans to Nonresidents | % | 4.64 | 4.55 | 4.87 | 4.69 | 4.99 |
| Return on average assets (annualised) | % | 1.22 | 1.32 | 1.63 | 1.31 | 0.99 |
| Return on average equity (annualised) | % | 14.83 | 15.51 | 18.58 | 3.93 | 7.20 |
| Interest margin to gross income (cumulative) | % | 51.45 | 51.50 | 52.73 | 52.73 | 52.73 |
| Noninterest expenses to gross income (cumulative) | % | 70.96 | 68.42 | 59.77 | 69.04 | 70.60 |
| Liquid assets to total assets | % | 39.05 | 39.09 | 40.16 | 39.67 | 39.99 |
| Liquid assets to short-term liabilities | % | 43.78 | 43.26 | 44.45 | 44.06 | 44.62 |
| Net open position in foreign exchange to capital | % | 198.54 | 151.06 | 196.02 | 193.95 | 178.33 |
| Capital to assets | % | 8.76 | 8.99 | 9.09 | 9.35 | 9.65 |
| Large exposures to capital | % | 18.48 | 21.28 | 18.97 | 19.68 | 20.60 |
| Gross asset position in financial derivatives to capital | % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross liability position in financial derivatives to capital | % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Personnel expenses to noninterest expenses (cumulative) | % | 26.64 | 27.90 | 30.18 | 29.12 | 28.85 |
| Spread between reference lending and deposit rates (basis points) | % | 5.44 | 5.38 | 5.42 | 5.40 | 5.35 |
| Customer deposits to total (noninterbank) loans | % | 161.18 | 161.95 | 165.61 | 163.87 | 161.73 |
| Foreign-currency-denominated loans to total loans | % | 13.95 | 13.04 | 12.53 | 12.42 | 12.19 |
| Foreign-currency-denominated liabilities to total liabilities | % | 16.65 | 17.68 | 17.51 | 17.26 | 18.55 |
| Residential real estate loans to total gross loans | % | 30.37 | 30.89 | 29.66 | 29.65 | 31.50 |
| Commercial real estate loans to total gross loans | % | 5.26 | 4.82 | 5.96 | 6.45 | 6.52 |
