Use the latest browser recommended by Microsoft
Get speed, security and privacy with Microsoft Edge
| Unit | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Regulatory capital to risk-weighted assets | % | 16.54 | 16.39 | 14.70 | 15.37 | 15.45 |
| Regulatory Tier 1 capital to risk-weighted assets | % | 12.62 | 12.61 | 10.04 | 10.33 | 10.68 |
| Nonperforming loans net of provisions to capital | % | 37.39 | 32.23 | 29.74 | 28.26 | 28.92 |
| Nonperforming loans to total gross loans | % | 11.10 | 10.13 | 9.78 | 9.50 | 9.64 |
| Loans to Residents | % | 95.45 | 95.13 | 95.31 | 95.01 | 95.17 |
| Sectoral distribution of total loans :Deposit-takers | % | 0.21 | 0.20 | 0.19 | 0.18 | 0.18 |
| Sectoral distribution of total loans :Central bank | % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sectoral distribution of total loans: Other financial corporations | % | 0.93 | 0.86 | 0.82 | 0.83 | 0.82 |
| Sectoral distribution of total loans :General government | % | 9.80 | 10.28 | 10.12 | 10.37 | 9.78 |
| Sectoral distribution of total loans :Nonfinancial corporations | % | 31.76 | 31.53 | 31.98 | 32.62 | 33.19 |
| Sectoral distribution of total loans :Other domestic sectors | % | 52.52 | 52.03 | 51.96 | 50.79 | 50.99 |
| Loans to Nonresidents | % | 4.55 | 4.87 | 4.69 | 4.99 | 4.83 |
| Return on average assets (annualised) | % | 1.32 | 1.54 | 1.57 | 1.56 | 1.35 |
| Return on average equity (annualised) | % | 15.51 | 17.55 | 17.51 | 16.97 | 14.44 |
| Interest margin to gross income (cumulative) | % | 51.50 | 52.34 | 52.34 | 52.34 | 52.34 |
| Noninterest expenses to gross income (cumulative) | % | 68.42 | 61.89 | 64.12 | 65.96 | 67.44 |
| Liquid assets to total assets | % | 39.09 | 40.16 | 39.65 | 40.00 | 39.84 |
| Liquid assets to short-term liabilities | % | 43.26 | 44.45 | 44.06 | 44.62 | 44.62 |
| Net open position in foreign exchange to capital | % | 151.06 | 196.02 | 194.48 | 178.48 | 179.10 |
| Capital to assets | % | 8.99 | 9.09 | 9.32 | 9.65 | 9.65 |
| Large exposures to capital | % | 21.30 | 18.99 | 19.54 | 20.65 | 20.08 |
| Gross asset position in financial derivatives to capital | % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross liability position in financial derivatives to capital | % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Personnel expenses to noninterest expenses (cumulative) | % | 27.90 | 28.76 | 27.33 | 26.62 | 27.11 |
| Spread between reference lending and deposit rates (basis points) | % | 5.38 | 5.42 | 5.40 | 5.35 | 5.44 |
| Customer deposits to total (noninterbank) loans | % | 161.95 | 165.61 | 163.86 | 161.75 | 161.22 |
| Foreign-currency-denominated loans to total loans | % | 13.04 | 12.53 | 12.42 | 12.19 | 12.12 |
| Foreign-currency-denominated liabilities to total liabilities | % | 17.68 | 17.51 | 17.24 | 18.55 | 19.59 |
| Residential real estate loans to total gross loans | % | 30.87 | 29.67 | 29.68 | 31.52 | 28.98 |
| Commercial real estate loans to total gross loans | % | 4.82 | 5.94 | 6.42 | 6.50 | 6.65 |
