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| Unit | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|
| Regulatory capital to risk-weighted assets | % | 16.45 | 14.69 | 15.42 | 15.47 | 15.83 |
| Regulatory Tier 1 capital to risk-weighted assets | % | 12.65 | 9.95 | 10.23 | 10.57 | 10.93 |
| Nonperforming loans net of provisions to capital | % | 31.48 | 28.97 | 27.58 | 28.27 | 28.00 |
| Nonperforming loans to total gross loans | % | 10.12 | 9.76 | 9.49 | 9.63 | 9.86 |
| Loans to Residents | % | 95.14 | 95.32 | 95.02 | 95.17 | 95.08 |
| Sectoral distribution of total loans :Deposit-takers | % | 0.20 | 0.19 | 0.18 | 0.18 | 0.17 |
| Sectoral distribution of total loans :Central bank | % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sectoral distribution of total loans: Other financial corporations | % | 0.86 | 0.82 | 0.83 | 0.82 | 0.85 |
| Sectoral distribution of total loans :General government | % | 10.26 | 10.11 | 10.36 | 9.77 | 9.65 |
| Sectoral distribution of total loans :Nonfinancial corporations | % | 31.56 | 32.02 | 32.65 | 33.21 | 33.13 |
| Sectoral distribution of total loans :Other domestic sectors | % | 52.03 | 51.95 | 50.78 | 50.99 | 51.07 |
| Loans to Nonresidents | % | 4.86 | 4.68 | 4.98 | 4.83 | 4.92 |
| Return on average assets (annualised) | % | 1.54 | 1.57 | 1.56 | 1.35 | 1.38 |
| Return on average equity (annualised) | % | 17.55 | 17.51 | 16.98 | 14.45 | 14.40 |
| Interest margin to gross income (cumulative) | % | 52.34 | 52.34 | 52.34 | 52.34 | --- |
| Noninterest expenses to gross income (cumulative) | % | 61.89 | 64.12 | 65.96 | 67.44 | 60.54 |
| Liquid assets to total assets | % | 40.16 | 39.65 | 40.00 | 39.84 | 40.25 |
| Liquid assets to short-term liabilities | % | 44.45 | 44.02 | 44.62 | 44.62 | 46.38 |
| Net open position in foreign exchange to capital | % | 196.27 | 194.29 | 178.62 | 179.31 | 169.54 |
| Capital to assets | % | 9.08 | 9.33 | 9.64 | 9.63 | 9.92 |
| Large exposures to capital | % | 19.03 | 19.74 | 20.86 | 20.26 | 18.85 |
| Gross asset position in financial derivatives to capital | % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross liability position in financial derivatives to capital | % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Personnel expenses to noninterest expenses (cumulative) | % | 28.76 | 27.33 | 26.62 | 27.11 | 26.52 |
| Spread between reference lending and deposit rates (basis points) | % | 5.41 | 5.40 | 5.35 | 5.44 | 5.46 |
| Customer deposits to total (noninterbank) loans | % | 165.39 | 163.65 | 161.55 | 161.02 | 164.09 |
| Foreign-currency-denominated loans to total loans | % | 12.51 | 12.40 | 12.17 | 12.11 | 12.09 |
| Foreign-currency-denominated liabilities to total liabilities | % | 17.51 | 17.24 | 18.55 | 19.59 | 19.65 |
| Residential real estate loans to total gross loans | % | 29.68 | 29.70 | 31.53 | 28.99 | 29.30 |
| Commercial real estate loans to total gross loans | % | 6.00 | 6.50 | 6.56 | 6.72 | 6.89 |
