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| Unit | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | |
|---|---|---|---|---|---|---|
| Regulatory capital to risk-weighted assets | % | 16.01 | 16.49 | 16.84 | 15.36 | 15.02 |
| Regulatory Tier 1 capital to risk-weighted assets | % | 13.00 | 13.02 | 12.94 | 11.91 | 10.25 |
| Nonperforming loans net of provisions to capital | % | 40.48 | 37.60 | 37.33 | 32.49 | 29.89 |
| Nonperforming loans to total gross loans | % | 11.63 | 11.21 | 11.15 | 10.18 | 9.78 |
| Loans to Residents | % | 95.60 | 95.80 | 95.89 | 95.57 | 95.31 |
| Sectoral distribution of total loans :Deposit-takers | % | 0.18 | 0.22 | 0.21 | 0.20 | 0.19 |
| Sectoral distribution of total loans :Central bank | % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sectoral distribution of total loans: Other financial corporations | % | 0.93 | 0.92 | 0.93 | 0.86 | 0.82 |
| Sectoral distribution of total loans :General government | % | 9.96 | 10.11 | 9.84 | 10.33 | 10.13 |
| Sectoral distribution of total loans :Nonfinancial corporations | % | 32.10 | 32.18 | 31.94 | 31.68 | 31.99 |
| Sectoral distribution of total loans :Other domestic sectors | % | 52.34 | 52.17 | 52.78 | 52.31 | 51.95 |
| Loans to Nonresidents | % | 4.40 | 4.20 | 4.11 | 4.43 | 4.69 |
| Return on average assets (annualised) | % | 1.05 | 1.19 | 1.33 | 1.63 | 1.31 |
| Return on average equity (annualised) | % | 12.68 | 14.63 | 15.73 | 18.77 | 3.94 |
| Interest margin to gross income (cumulative) | % | 49.66 | 51.52 | 51.54 | 52.73 | 52.73 |
| Noninterest expenses to gross income (cumulative) | % | 73.06 | 70.78 | 68.29 | 59.77 | 69.31 |
| Liquid assets to total assets | % | 39.84 | 39.29 | 39.31 | 40.37 | 39.67 |
| Liquid assets to short-term liabilities | % | 44.42 | 44.05 | 43.47 | 44.51 | 44.07 |
| Net open position in foreign exchange to capital | % | 160.94 | 192.79 | 143.24 | 186.89 | 193.32 |
| Capital to assets | % | 8.41 | 8.65 | 8.96 | 9.08 | 9.37 |
| Large exposures to capital | % | 18.37 | 18.09 | 20.87 | 20.15 | 19.33 |
| Gross asset position in financial derivatives to capital | % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross liability position in financial derivatives to capital | % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Personnel expenses to noninterest expenses (cumulative) | % | 25.53 | 26.68 | 27.93 | 30.18 | 28.95 |
| Spread between reference lending and deposit rates (basis points) | % | 5.52 | 5.45 | 5.39 | 5.43 | 5.40 |
| Customer deposits to total (noninterbank) loans | % | 165.02 | 161.92 | 162.81 | 166.52 | 163.98 |
| Foreign-currency-denominated loans to total loans | % | 14.18 | 13.55 | 12.64 | 12.14 | 12.42 |
| Foreign-currency-denominated liabilities to total liabilities | % | 17.12 | 16.62 | 17.67 | 17.50 | 17.25 |
| Residential real estate loans to total gross loans | % | 30.97 | 30.51 | 31.04 | 29.78 | 29.65 |
| Commercial real estate loans to total gross loans | % | 4.20 | 5.29 | 4.84 | 6.02 | 6.45 |
