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| Unit | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|
| Regulatory capital to risk-weighted assets | % | 15.34 | 16.01 | 16.49 | 16.84 | 15.36 |
| Regulatory Tier 1 capital to risk-weighted assets | % | 12.83 | 13.00 | 13.02 | 12.94 | 11.91 |
| Nonperforming loans net of provisions to capital | % | 37.75 | 40.48 | 37.94 | 37.33 | 32.49 |
| Nonperforming loans to total gross loans | % | 11.36 | 11.63 | 11.28 | 11.15 | 10.18 |
| Loans to Residents | % | 95.46 | 95.60 | 95.77 | 95.89 | 95.57 |
| Sectoral distribution of total loans :Deposit-takers | % | 0.19 | 0.18 | 0.22 | 0.21 | 0.20 |
| Sectoral distribution of total loans :Central bank | % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sectoral distribution of total loans: Other financial corporations | % | 0.95 | 0.93 | 0.92 | 0.93 | 0.86 |
| Sectoral distribution of total loans :General government | % | 10.28 | 9.96 | 10.11 | 9.84 | 10.33 |
| Sectoral distribution of total loans :Nonfinancial corporations | % | 30.69 | 32.10 | 32.15 | 31.94 | 31.68 |
| Sectoral distribution of total loans :Other domestic sectors | % | 53.35 | 52.34 | 52.17 | 52.78 | 52.31 |
| Loans to Nonresidents | % | 4.54 | 4.40 | 4.23 | 4.11 | 4.43 |
| Return on average assets (annualised) | % | 0.24 | 1.05 | 1.19 | 1.33 | 1.63 |
| Return on average equity (annualised) | % | 2.72 | 12.69 | 14.64 | 15.73 | 18.77 |
| Interest margin to gross income (cumulative) | % | 46.66 | 49.66 | 51.52 | 51.54 | 52.73 |
| Noninterest expenses to gross income (cumulative) | % | 74.92 | 73.06 | 70.78 | 68.29 | 59.77 |
| Liquid assets to total assets | % | 40.77 | 39.84 | 39.29 | 39.31 | 40.37 |
| Liquid assets to short-term liabilities | % | 45.32 | 44.42 | 44.05 | 43.47 | 44.51 |
| Net open position in foreign exchange to capital | % | 191.25 | 160.94 | 192.79 | 143.24 | 186.89 |
| Capital to assets | % | 8.10 | 8.41 | 8.65 | 8.96 | 9.08 |
| Large exposures to capital | % | 20.28 | 18.37 | 18.09 | 20.87 | 20.15 |
| Gross asset position in financial derivatives to capital | % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross liability position in financial derivatives to capital | % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Personnel expenses to noninterest expenses (cumulative) | % | 24.14 | 25.53 | 26.68 | 27.93 | 30.18 |
| Spread between reference lending and deposit rates (basis points) | % | 5.61 | 5.52 | 5.45 | 5.39 | 5.43 |
| Customer deposits to total (noninterbank) loans | % | 167.08 | 165.02 | 161.97 | 162.81 | 166.52 |
| Foreign-currency-denominated loans to total loans | % | 13.86 | 14.18 | 13.55 | 12.64 | 12.14 |
| Foreign-currency-denominated liabilities to total liabilities | % | 18.61 | 17.12 | 16.62 | 17.67 | 17.50 |
| Residential real estate loans to total gross loans | % | 29.82 | 30.97 | 30.51 | 31.04 | 29.93 |
| Commercial real estate loans to total gross loans | % | 6.06 | 4.20 | 5.29 | 4.84 | 5.87 |
