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| Unit | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | |
|---|---|---|---|---|---|---|
| Regulatory capital to risk-weighted assets | % | 17.84 | 15.87 | 16.67 | 15.46 | 16.02 |
| Regulatory Tier 1 capital to risk-weighted assets | % | 16.61 | 13.51 | 13.60 | 12.90 | 13.04 |
| Nonperforming loans net of provisions to capital | % | 42.13 | 41.51 | 42.68 | 39.73 | 40.25 |
| Nonperforming loans to total gross loans | % | 12.26 | 11.90 | 12.25 | 11.76 | 11.63 |
| Loans to Residents | % | 95.39 | 95.50 | 95.45 | 95.46 | 95.60 |
| Sectoral distribution of total loans :Deposit-takers | % | 0.21 | 0.20 | 0.19 | 0.19 | 0.18 |
| Sectoral distribution of total loans :Central bank | % | 0 | 0 | 0 | 0 | 0 |
| Sectoral distribution of total loans: Other financial corporations | % | 0.96 | 1.00 | 0.98 | 0.95 | 1.00 |
| Sectoral distribution of total loans :General government | % | 10.17 | 10.39 | 10.29 | 10.28 | 9.96 |
| Sectoral distribution of total loans :Nonfinancial corporations | % | 32.34 | 32.82 | 30.72 | 30.69 | 32.02 |
| Sectoral distribution of total loans :Other domestic sectors | % | 51.72 | 51.09 | 53.28 | 53.35 | 52.34 |
| Loans to Nonresidents | % | 4.61 | 4.50 | 4.55 | 4.54 | 4.40 |
| Return on average assets (annualised) | % | -0.59 | -0.45 | -0.20 | 0.24 | 1.05 |
| Return on average equity (annualised) | % | -6.86 | -5.36 | -2.35 | 2.61 | 12.50 |
| Interest margin to gross income (cumulative) | % | 51.48 | 49.53 | 47.26 | 46.73 | 49.72 |
| Noninterest expenses to gross income (cumulative) | % | 131.93 | 112.19 | 100.03 | 74.83 | 72.81 |
| Liquid assets to total assets | % | 39.27 | 39.16 | 38.61 | 40.75 | 39.89 |
| Liquid assets to short-term liabilities | % | 44.98 | 43.39 | 42.95 | 45.32 | 44.51 |
| Net open position in foreign exchange to capital | % | 185.35 | 167.51 | 174.78 | 190.21 | 160.02 |
| Capital to assets | % | 8.13 | 8.17 | 8.24 | 8.14 | 8.47 |
| Large exposures to capital | % | 13.39 | 21.94 | 21.38 | 20.04 | 17.72 |
| Gross asset position in financial derivatives to capital | % | 0 | 0 | 0 | 0 | 0 |
| Gross liability position in financial derivatives to capital | % | 0 | 0 | 0 | 0 | 0 |
| Personnel expenses to noninterest expenses (cumulative) | % | 16.13 | 18.69 | 19.53 | 24.14 | 25.60 |
| Spread between reference lending and deposit rates (basis points) | % | 5.57 | 5.50 | 5.61 | 5.61 | 5.50 |
| Customer deposits to total (noninterbank) loans | % | 162.77 | 160.13 | 159.77 | 167.08 | 164.45 |
| Foreign-currency-denominated loans to total loans | % | 12.84 | 12.97 | 13.55 | 13.86 | 14.18 |
| Foreign-currency-denominated liabilities to total liabilities | % | 19.02 | 18.47 | 18.06 | 18.61 | 17.15 |
| Residential real estate loans to total gross loans | % | 27.67 | 32.72 | 30.23 | 29.82 | 30.95 |
| Commercial real estate loans to total gross loans | % | 6.15 | 6.22 | 6.11 | 6.06 | 4.20 |
