Edge
Use the latest browser recommended by Microsoft
Get speed, security and privacy with Microsoft Edge

Financial Soundness Indicators (%)

Loading...
Unit 2020 2021 2022 2023 2024
Regulatory capital to risk-weighted assets % 20.90 19.65 15.72 16.54 15.51
Regulatory Tier 1 capital to risk-weighted assets % 17.19 16.96 13.13 12.62 10.61
Nonperforming loans net of provisions to capital % 36.53 36.00 40.88 37.39 ---
Nonperforming loans to total gross loans % 11.31 11.71 11.80 11.10 9.64
Loans to Residents % 96.04 95.82 95.06 95.45 95.17
Sectoral distribution of total loans :Deposit-takers % 0.31 0.21 0.19 0.21 0.18
Sectoral distribution of total loans :Central bank % 0.00 0.00 0.00 0.00 0.00
Sectoral distribution of total loans: Other financial corporations % 0.93 0.92 0.97 0.93 0.82
Sectoral distribution of total loans :General government % 10.75 10.57 10.23 9.80 9.78
Sectoral distribution of total loans :Nonfinancial corporations % 30.89 32.40 30.57 31.76 33.19
Sectoral distribution of total loans :Other domestic sectors % 53.05 51.61 52.99 52.52 50.99
Loans to Nonresidents % 3.96 4.18 4.94 4.55 4.83
Return on average assets (annualised) % 0.93 0.87 -0.14 1.32 0.52
Return on average equity (annualised) % 10.94 8.84 -1.72 15.51 ---
Interest margin to gross income (cumulative) % 45.42 50.60 46.55 51.50 52.73
Noninterest expenses to gross income (cumulative) % 64.69 70.69 98.61 68.42 71.50
Liquid assets to total assets % 38.27 38.12 38.42 39.09 39.90
Liquid assets to short-term liabilities % 44.92 43.03 42.72 43.26 44.68
Net open position in foreign exchange to capital % 113.74 158.13 182.09 151.06 178.91
Capital to assets % 9.11 9.43 8.25 8.99 9.66
Large exposures to capital % 11.13 13.85 21.99 21.28 20.19
Gross asset position in financial derivatives to capital % 0.04 0.00 0.00 0.00 0.00
Gross liability position in financial derivatives to capital % 0.04 0.00 0.00 0.00 0.00
Personnel expenses to noninterest expenses (cumulative) % 27.86 32.17 19.38 27.90 29.81
Spread between reference lending and deposit rates (basis points) % 5.54 5.32 5.59 5.38 5.44
Customer deposits to total (noninterbank) loans % 147.78 157.01 158.89 161.95 161.22
Foreign-currency-denominated loans to total loans % 11.88 11.93 13.96 13.04 12.12
Foreign-currency-denominated liabilities to total liabilities % 19.77 17.46 18.09 17.68 19.60
Residential real estate loans to total gross loans % 28.07 25.94 30.07 30.89 ---
Commercial real estate loans to total gross loans % 6.90 6.28 6.08 4.82 ---
This website uses cookies to improve your experience. For more information view our privacy policy here. Cookie Settings

Accept
ECCB@40 Commemorative Magazine