Edge
Use the latest browser recommended by Microsoft
Get speed, security and privacy with Microsoft Edge

Financial Soundness Indicators (%)

Loading...
Unit 2019 2020 2021 2022 2023
Regulatory capital to risk-weighted assets % 21.27 20.90 19.65 16.09 16.92
Regulatory Tier 1 capital to risk-weighted assets % 17.72 17.19 16.96 13.63 ---
Nonperforming loans net of provisions to capital % 40.20 37.77 37.45 42.91 37.13
Nonperforming loans to total gross loans % 10.09 11.59 12.05 12.25 11.15
Loans to Residents % 96.11 96.21 95.98 95.45 95.84
Sectoral distribution of total loans :Deposit-takers % 0.51 0.31 0.21 0.19 0.21
Sectoral distribution of total loans :Central bank % --- 0 0 0 0
Sectoral distribution of total loans: Other financial corporations % 0.94 0.93 0.92 0.98 0.93
Sectoral distribution of total loans :General government % 12.06 10.79 10.60 10.28 9.84
Sectoral distribution of total loans :Nonfinancial corporations % 29.01 30.98 32.49 30.72 31.89
Sectoral distribution of total loans :Other domestic sectors % 53.58 53.20 51.76 53.28 52.78
Loans to Nonresidents % 3.89 3.79 4.02 4.55 4.16
Return on average assets (annualised) % 1.36 0.93 0.87 -0.21 ---
Return on average equity (annualised) % 17.19 10.94 8.82 -2.54 15.89
Interest margin to gross income (cumulative) % 58.58 45.42 50.60 47.26 ---
Noninterest expenses to gross income (cumulative) % 64.73 64.69 70.69 100.03 ---
Liquid assets to total assets % 40.37 38.36 38.20 38.62 39.32
Liquid assets to short-term liabilities % 44.55 45.02 43.12 42.95 ---
Net open position in foreign exchange to capital % 162.44 110.37 154.53 175.71 143.48
Capital to assets % 7.59 9.11 9.43 8.20 8.94
Large exposures to capital % 17.14 11.13 13.85 21.43 ---
Gross asset position in financial derivatives to capital % --- 0.04 0 0 0
Gross liability position in financial derivatives to capital % --- 0.04 0 0 0
Personnel expenses to noninterest expenses (cumulative) % 30.86 27.86 32.17 19.53 ---
Spread between reference lending and deposit rates (basis points) % 6.36 5.55 5.33 5.61 4.92
Customer deposits to total (noninterbank) loans % 155.72 148.22 157.45 159.74 162.81
Foreign-currency-denominated loans to total loans % 11.51 11.74 11.79 13.55 12.64
Foreign-currency-denominated liabilities to total liabilities % 21.08 19.77 17.46 18.06 17.68
Residential real estate loans to total gross loans % 31.17 28.15 26.01 30.23 31.04
Commercial real estate loans to total gross loans % 5.87 6.92 6.30 6.11 4.84
This website uses cookies to improve your experience. For more information view our privacy policy here. Cookie Settings

Accept
ECCB Celebrates 40th Anniversary