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| Unit | 2018 | 2019 | 2020 | 2021 | 2022 | |
|---|---|---|---|---|---|---|
| Regulatory capital to risk-weighted assets | % | 19.13 | 21.27 | 20.90 | 19.85 | 16.67 |
| Regulatory Tier 1 capital to risk-weighted assets | % | 16.87 | 17.72 | 17.19 | 16.94 | 13.60 |
| Nonperforming loans net of provisions to capital | % | 49.22 | 40.20 | 37.77 | 37.45 | 42.68 |
| Nonperforming loans to total gross loans | % | 11.29 | 10.09 | 11.59 | 12.05 | 12.25 |
| Loans to Residents | % | 96.62 | 96.11 | 96.21 | 95.98 | 95.45 |
| Sectoral distribution of total loans :Deposit-takers | % | 1.20 | 0.51 | 0.31 | 0.21 | 0.19 |
| Sectoral distribution of total loans :Central bank | % | --- | --- | 0 | 0 | 0 |
| Sectoral distribution of total loans: Other financial corporations | % | 1.14 | 0.94 | 0.93 | 0.92 | 0.98 |
| Sectoral distribution of total loans :General government | % | 11.49 | 12.06 | 10.79 | 10.61 | 10.29 |
| Sectoral distribution of total loans :Nonfinancial corporations | % | 29.31 | 29.01 | 30.98 | 32.48 | 30.72 |
| Sectoral distribution of total loans :Other domestic sectors | % | 53.47 | 53.58 | 53.20 | 51.76 | 53.28 |
| Loans to Nonresidents | % | 3.38 | 3.89 | 3.79 | 4.02 | 4.55 |
| Return on average assets (annualised) | % | 1.08 | 1.36 | 0.97 | 0.87 | -0.20 |
| Return on average equity (annualised) | % | 16.26 | 17.19 | 11.42 | 8.82 | -2.35 |
| Interest margin to gross income (cumulative) | % | 59.27 | 58.58 | 46.49 | 50.60 | 47.26 |
| Noninterest expenses to gross income (cumulative) | % | 66.06 | 64.73 | 62.15 | 70.69 | 100.03 |
| Liquid assets to total assets | % | 36.63 | 40.37 | 38.36 | 38.20 | 38.61 |
| Liquid assets to short-term liabilities | % | 39.66 | 44.55 | 45.02 | 43.12 | 42.95 |
| Net open position in foreign exchange to capital | % | 167.48 | 162.44 | 110.37 | 154.53 | 174.78 |
| Capital to assets | % | 6.55 | 7.59 | 9.11 | 9.43 | 8.24 |
| Large exposures to capital | % | 17.47 | 17.14 | 10.38 | 13.57 | 21.38 |
| Gross asset position in financial derivatives to capital | % | --- | --- | 0.04 | 0 | 0 |
| Gross liability position in financial derivatives to capital | % | --- | --- | 0.04 | 0 | 0 |
| Personnel expenses to noninterest expenses (cumulative) | % | 31.33 | 30.86 | 29.41 | 32.17 | 19.53 |
| Spread between reference lending and deposit rates (basis points) | % | 6.53 | 6.36 | 5.55 | 5.33 | 5.61 |
| Customer deposits to total (noninterbank) loans | % | 157.37 | 155.72 | 148.25 | 157.49 | 159.77 |
| Foreign-currency-denominated loans to total loans | % | 13.43 | 11.51 | 11.74 | 11.79 | 13.55 |
| Foreign-currency-denominated liabilities to total liabilities | % | 18.76 | 21.08 | 19.77 | 17.46 | 18.06 |
| Residential real estate loans to total gross loans | % | 38.92 | 31.17 | 28.15 | 26.01 | 30.23 |
| Commercial real estate loans to total gross loans | % | 6.52 | 5.87 | 6.92 | 6.30 | 6.11 |
