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| Unit | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | |
|---|---|---|---|---|---|---|
| Regulatory capital to risk-weighted assets | % | 16.09 | 15.34 | 16.01 | 16.56 | 16.92 |
| Regulatory Tier 1 capital to risk-weighted assets | % | 13.63 | 12.83 | 12.99 | 13.02 | --- |
| Nonperforming loans net of provisions to capital | % | 42.91 | 39.94 | 40.45 | 37.99 | 37.13 |
| Nonperforming loans to total gross loans | % | 12.25 | 11.76 | 11.63 | 11.30 | 11.15 |
| Loans to Residents | % | 95.45 | 95.46 | 95.60 | 95.77 | 95.84 |
| Sectoral distribution of total loans :Deposit-takers | % | 0.19 | 0.19 | 0.18 | 0.22 | 0.21 |
| Sectoral distribution of total loans :Central bank | % | 0 | 0 | 0 | 0 | 0 |
| Sectoral distribution of total loans: Other financial corporations | % | 0.98 | 0.95 | 0.93 | 0.92 | 0.93 |
| Sectoral distribution of total loans :General government | % | 10.28 | 10.28 | 9.96 | 10.11 | 9.84 |
| Sectoral distribution of total loans :Nonfinancial corporations | % | 30.72 | 30.69 | 32.10 | 32.15 | 31.89 |
| Sectoral distribution of total loans :Other domestic sectors | % | 53.28 | 53.35 | 52.34 | 52.17 | 52.78 |
| Loans to Nonresidents | % | 4.55 | 4.54 | 4.40 | 4.23 | 4.16 |
| Return on average assets (annualised) | % | -0.21 | 0.25 | 1.06 | 1.20 | --- |
| Return on average equity (annualised) | % | -2.54 | 2.76 | 12.86 | 14.70 | 15.89 |
| Interest margin to gross income (cumulative) | % | 47.26 | 46.73 | 49.79 | 51.60 | --- |
| Noninterest expenses to gross income (cumulative) | % | 100.03 | 74.83 | 72.88 | 70.66 | --- |
| Liquid assets to total assets | % | 38.62 | 40.77 | 39.84 | 39.29 | 39.32 |
| Liquid assets to short-term liabilities | % | 42.95 | 45.32 | 44.43 | 44.06 | --- |
| Net open position in foreign exchange to capital | % | 175.71 | 191.21 | 160.83 | 155.85 | 143.48 |
| Capital to assets | % | 8.20 | 8.10 | 8.41 | 8.66 | 8.94 |
| Large exposures to capital | % | 21.43 | 20.28 | 17.80 | 18.09 | --- |
| Gross asset position in financial derivatives to capital | % | 0 | 0 | 0 | 0 | 0 |
| Gross liability position in financial derivatives to capital | % | 0 | 0 | 0 | 0 | 0 |
| Personnel expenses to noninterest expenses (cumulative) | % | 19.53 | 24.14 | 25.53 | 26.68 | --- |
| Spread between reference lending and deposit rates (basis points) | % | 5.61 | 5.61 | 5.52 | 5.45 | 4.92 |
| Customer deposits to total (noninterbank) loans | % | 159.74 | 167.08 | 165.02 | 161.97 | 162.81 |
| Foreign-currency-denominated loans to total loans | % | 13.55 | 13.86 | 14.18 | 13.55 | 12.64 |
| Foreign-currency-denominated liabilities to total liabilities | % | 18.06 | 18.61 | 17.12 | 16.62 | 17.68 |
| Residential real estate loans to total gross loans | % | 30.23 | 29.82 | 30.96 | 30.51 | 31.04 |
| Commercial real estate loans to total gross loans | % | 6.11 | 6.06 | 4.20 | 5.29 | 4.84 |
